Scams are increasingly prevalent in Northern Ireland and they're getting harder to spot. It’s crucial to know the signs and adopt a cautious mindset when confronted with anything suspicious.
Phone call scams
Many scams begin with an unexpected phone call where the caller tries to extract your personal or banking details. Be sure to verify that the call is genuine. Never give out personal, PIN or bank account details to someone you don’t trust. If you suspect the caller is a fraud, block them. According to ScamwiseNI, many scams start this way.
Text, email and online scams
Scammers often send messages that appear to come from legitimate organisations (e.g., banks, delivery services, government departments), inviting you via a link to enter sensitive information. These may appear urgent or too good to behave. Official guidance explains that a red flag is being contacted out of the blue.
Always check that a website you’re using starts with HTTPS rather than just HTTP, and verify the spelling of the web address - scammers often use subtle variations.
If you receive a suspicious text or email, do not click any links; instead contact the genuine organisation directly using contact details you already know or can verify.
Doorstep and postal fraud
When someone turns up at your door unannounced claiming to represent a service or organisation, do not let them inside unless you are sure who they are and why they’re there. The same applies for unexpected letters asking for money or personal information. ScamwiseNI emphasises that ‘doorstep fraud’ and scams via post remain common.
Remember: Legitimate organisations will never ask you for your bank PIN, force you to pay via vouchers or demand you to transfer money under pressure.
The “SCAM” test
As a quick check:
If any of these apply — stop and check before proceeding.
Protect yourself and report suspicious activity
Use strong, unique passwords for each online account and change them regularly. Keep software and antivirus up to date. Use secure Wi-Fi connections and verify website security.
If you believe you have been targeted or scammed, report it. The ScamwiseNI campaign website provides advice and links to reporting services.
For further guidance and support, visit the ScamwiseNI website: nidirect.gov.uk/scamwiseni
